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The J.R Wood Group is committed to providing life insurance coverage to individuals from ages 0 to 85 to reach their "Final Expense" goals with coverage plans and amounts for almost everyone. The J.R Wood Group offers Term and Whole Life policies with no medical exam, no physical exam and no blood work, coverage is available to non- smokers, smokers, individuals with no health issues, minor health issues, and major health issues. Just answer a few simple health questions to qualify.

Your benefits can not be canceled except for non payment of premium. Coverage does not decrease over time. Premiums will never increase due to health in the future. You choose your initial date for payment, then select from pre-selected dates for future payments. Choose up to $50,000.00 in Term Life or up to $30,000.00 in Whole Life. You are protected from the very first day your policy goes into effect. If you do not qualify for first day coverage, you may receive coverage on a limited benefit plan for the first two or three years of the policy.

Life Insurance Is Underwritten By Senior Life Insurance Company

Remember: You can eliminate the financial burden associated with death!


About The J.R Wood Group

Our Pledge

We are committed to informing and educating individuals and families on the importance of life insurance coverage for protection and wealth building.


Out of the 6850 people who die every day, 3292 die without any life insurance at all. Another 1445 will die without adequate insurance coverage. So, 48% of people who die every day leave no life insurance benefits behind and another 21% don't leave enough to cover final expenses. So does that mean that only 31% of Americans have adequate life insurance?*

* Source: Ed Hinerman June 21, 2012

Our Staff


Licensed and knowledgable representatives to assist you with your "Final Expense" needs. Several years in the Life Insurance Industry with vast knowledge of the products available to consumers today.

Must meet Continued Education requirements every two (2) years to practice and maintain license. The J.R Wood Group is licensed in DC, MD, NC, SC & VA. Obtaining Licensing in other states as needed.

Our Facilities


We welcome you to visit us at our office for a free consultation for the benefits you qualify for.

Office Hours:

Monday 9:00am to 6:00pm

Tuesday 10:00am to 8:00pm

Wednesday 9:00am to 6:00pm

Thursday 10:00am to 8:00pm

Friday 9:00am to 6:00pm

Saturday 10:00am to 2:00pm

(Or Saturday By Appointment )

Our Community


The J.R Wood Group is very active in the community by offering "Free" Life Insurance Seminars and Vendor Exhibits for individuals to learn more about the various types of Life Insurance and products that are designed to fit their needs and give their families the protection they deserve. Contact us for more information on scheduling a seminar or vendor exhibit for your Senior Apartment Building, Senior Center, Church Congregation, Retirement Community, Social Organization, Community Center, Community Association, Neighborhood Association,or Employee Benefit / Health Fair.

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