Choice Of Term Or Whole Life Plans

Term policies are 20 year level term policies were the rate will not change for the length of the policy. Coverage amounts from $10,000.00 to $50,000.00. No physical or medical exam required*.

 

Individual whole life policies are permanent protection most with first day coverage. Coverage amounts from $1,000.00 to $30,000.00. No medical or physical exam required*.

* Just answer a few simple health questions to see which plan you qualify for!

"The life of the dead is placed in the memory of the living" Marcus Tulliuis Cicaro

Policies Are Underwritten By Senior Life Insurance Company.

 

Term Plans offer coverage over a 20 year period ages 20 to 65. The face amounts offered are $10,000 to $50,000 with rates that fit your needs and your budget. *Return of premium is available for individuals who qualify

*Restrictions apply, call for details

Term Life Plans

The Accidental Death Benefit Rider is not available for Term Life Products.

Your acceptance is based on the answers of a few simple health questions.

Policies Are Underwritten By Senior Life

Insurance Company.

 

You are protected from the very first day your policy goes into effect.Rate remains the same through out the life of the term.

 

The monthly rate with which you start will be the same monthly rate you will pay for the life of the term. Your rate will not increase with age or because you develop a health condition.

Whole Life Plans

 

Individuals 0 to 85 who have no health issues, minor health issues, smokers, non - smokers, 

may qualify for $1,000 to $30,000 in permanent life insurance coverage.

 

You are protected from the very first day your policy goes into effect. If you don't qualify for first day coverage, you may qualify for a limited benefit coverage plan.

 

One of the safest type of insurance you can buy, because the policy is owned by you, not some group or association.

 

After your policy has been in force for a specified period of time, it builds cash value every year. This is money that you can leave to grow or borrow to use as you see fit.

 

The low monthly rate with which you start will be the same monthly rate you will pay for the life of the policy. Your rate will not increase with age or because you develop a health condition.

 

You choose your payment date from pre - selected due dates, and your your payment will come out of your bank or credit union, with nothing to mail in. This is for your safety and protection

Upgrade a whole life policy with an Accidental Death Benefit Rider. The Accidental Death Benefit Rider is available for whole life policies and provides an accidental death benefit equal to the policy's face amount. This added benefit will pay in addition to the face amount of the base policy if the insured's death meets the guidelines of "Accidental Death" as defined within the Rider.

Your acceptance is based on the answers of a few simple health questions.

Insurance plans, riders, and features may not be available in all states; and terms and features may vary by plan and/or state. For more details on coverage, costs, and restrictions, contact The J.R Wood Group

Policies Are Underwritten By Senior Life

Insurance Company.

Double the Death Benefit for an Accidental Death

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